Business Purpose Loans in New Zealand

At Mortgage Field, we specialise in helping New Zealand businesses secure the right business purpose loans. Whether you're looking to expand, manage cash flow, or invest in equipment, we offer tailored finance solutions to meet your needs. If you're ready to leverage your property to fund your business growth, our experienced mortgage brokers in NZ are here to guide you.

Why Choose a Business Purpose Loan?

Business finance needs vary from company to company, and finding the right loan product can make all the difference. Whether you’re growing your operations or overcoming temporary challenges, we provide loan options to suit your unique goals.

1. Expanding Your Business

Are you planning to grow your business? Business expansion loans can fund:

  • New premises or property purchases

  • Equipment upgrades or new hires

  • Marketing campaigns to increase visibility

  • Diversifying products or services

No matter your growth strategy, our NZ mortgage brokers can help you find the best financing option to drive your success.

2. Stocking Up for Busy Seasons

Preparing for a busy season? Ensure you have the right inventory financing to stock your shelves and meet demand without straining your cash flow. We’ll help you explore flexible funding options tailored to your business cycle.

3. Maintaining Cash Flow

A healthy cash flow is the backbone of any business. Our cash flow loans can:

  • Cover operational expenses

  • Fund equipment or inventory purchases while preserving capital

  • Offer invoice financing solutions, allowing you to borrow against unpaid invoices

4. Investing in New Equipment or Vehicles

Upgrade your tools without depleting your savings. Our equipment financing options help you:

  • Acquire essential machinery or vehicles

  • Benefit from potential tax advantages

  • Use the new asset as collateral, eliminating the need to secure personal property

Speak to a local mortgage broker to explore how equipment or vehicle loans can support your business.

5. Managing Tax Arrears

Falling behind on taxes? We work with lenders who specialise in tax arrears loans, helping you get back on track with your obligations. Let us simplify the process and provide financial solutions to keep your business compliant.

6. Bank Declined Your Loan? We Can Help!

If your bank has said NO or NOT YET, don’t worry. A rejection from one lender doesn’t mean you’re out of options. At Mortgage Field, we have access to a wide network of lenders ready to offer solutions tailored to your needs. Let us be part of the solution, not the problem.

Why Choose Mortgage Field?

  • Expert NZ Mortgage Brokers: We understand the local business landscape and offer tailored advice.

  • Wide Network of Lenders: We partner with various lenders to give you more options.

  • Personalised Financial Solutions: No two businesses are alike—we customise loans to suit your situation.

Ready to secure the right business purpose loan? Contact Mortgage Field today and let us help you achieve your business goals!