Buying property in Invercargill is a major milestone — but navigating banks, paperwork, and property jargon can be overwhelming. That’s why choosing the right mortgage broker is crucial. Here’s how you can confidently find the best mortgage advice tailored to your Southland goals.

When it comes to getting a home loan, you’ve got two main options: Go directly to your bank OR Work with a mortgage broker – someone like me who works with multiple banks and lenders to find the best deal for you. Both options can get you a mortgage, but they work a bit differently. Read more to know more.

Buying your first home in Invercargill is more achievable than many people think—especially when compared to the rest of New Zealand. While saving for a 20% deposit can be daunting, the good news is that you don’t necessarily need that much to get into your first home.

Buying your first home is exciting! But it can also feel a little scary. There’s a lot to think about—and it’s easy to make mistakes if you don’t know what to look out for. As mortgage advisers, we’ve helped many people through this process, and we want to help you avoid the common traps.

We’re excited to share a major milestone at Mortgage Field — we are now officially accredited with Kiwibank and able to offer their full range of home loan solutions to our clients. This is big news, and it’s been a long time coming.

In 2025, securing a home loan in New Zealand still involves more than just having a deposit — lenders are carefully examining your financial position to ensure you can genuinely afford the repayments. Whether you’re a first-home buyer, upgrading, or refinancing, understanding how banks assess income, expenses, and existing debts can make all the difference in getting an approval.