Buying your first home is exciting! But it can also feel a little scary. There’s a lot to think about—and it’s easy to make mistakes if you don’t know what to look out for. As mortgage advisers, we’ve helped many people through this process, and we want to help you avoid the common traps.

We’re excited to share a major milestone at Mortgage Field — we are now officially accredited with Kiwibank and able to offer their full range of home loan solutions to our clients. This is big news, and it’s been a long time coming.

In 2025, securing a home loan in New Zealand still involves more than just having a deposit — lenders are carefully examining your financial position to ensure you can genuinely afford the repayments. Whether you’re a first-home buyer, upgrading, or refinancing, understanding how banks assess income, expenses, and existing debts can make all the difference in getting an approval.

Buying a new home before selling your existing property can be a stressful financial situation. If you're in this position, you might be considering bridging finance—a short-term loan designed to help homeowners bridge the gap between buying and selling.

We are excited to announce that we can now instantly refer clients for an immediate home insurance quote through Initio Insurance. This partnership ensures a faster, more efficient service with no extra admin required for you. Whether you are securing a mortgage or looking to renew your insurance, our seamless integration with Initio provides a hassle-free experience.

Read more on what this means for you especially for first home buyers!